Dental Coverage and Enrollment Information for 2019 – 2020 Plan Year:
Fall:
Open Enrollment: July 1, 2019 through October 31, 2019
Coverage Effective: September 1, 2019 through August 31, 2020
Spring:
Open Enrollment: November 1, 2019 through February 28, 2020
Coverage Effective: January 1, 2020 through December 31, 2020
Once you make your premium payment, you have insurance for 12 month regardless of your employment/student status at MSU. This insurance ONLY covers visits to Delta Dental PPO dentists.
Who is eligible to enroll? The GEU has bargained for this dental plan as part of our guaranteed healthcare agreement with the University. This means all TAs at MSU are eligible to enroll. Moreover, MSU extends the GEU-bargained healthcare plan to other graduate students on assistantships (e.g., RAs), so anyone on the graduate employee plan are eligible for this dental option. Dependents are eligible to enroll at their own expense. If you are on Fellowship – you will need to check with your department about whether you qualify. Some MSU Fellowships come with health and dental benefits and some don’t.
How do I enroll? Go to www.mysmilecoverage.com/MSUGA.
What is covered under the Delta Dental Plan?
No charge services:
- Oral exams (2 per calendar year)
- X-rays
- Fillings
- Routine extractions (non surgical)
- Emergency exams (as required)
- Specialty Consultations(as required)
Covered at 80%, a $25 deductible applies to these services:
- Crowns
- Root canals
How much does the plan cost? If you are a TA covered under the GEU/MSU contract, your cost is $240.32 a year. Delta Dental will bill MSU for the other half.
When do I have to pay my portion? Payment needs to be made at the time of enrollment. You can pay Delta Dental by e-check or credit card.
Is there a payment plan? What about payroll deduction? No.
Where can I get more information? Call Delta Dental at (800) 971-4108. Make sure to tell the operator that you are calling about the MSU GA plan.
Who do I contact if I have a question about my claim? Call Delta Dental at (800) 524-0149.
How can I find a Delta Dental PPO dentist in my area? Go to the dentist search page of Delta’s website. Make sure you select Delta PPO (the middle choice) and plug in your zip code. A list of participating dentists as well as their contact information will appear in a list.