Dental Coverage and Enrollment Information for 2015 -2016 Plan Year:
Open Enrollment: July 1, 2015 through October 31, 2015
Coverage Effective: September 1, 2015 through August 31, 2016
Open Enrollment: November 1, 2015 through February 29, 2016
Coverage Effective: January 1, 2016 through December 31, 2016
Once you make your premium payment, you have insurance for 12 month regardless of your employment/student status at MSU. This insurance ONLY covers visits to Delta Dental PPO dentists.
Who is eligible to enroll? The GEU has bargained for this dental plan as part of our guaranteed healthcare agreement with the University. This means all TAs at MSU are eligible to enroll. Moreover, MSU extends the GEU-bargained healthcare plan to other graduate students on assistantships (e.g., RAs), so anyone on the graduate employee plan are eligible for this dental option. Dependents are eligible to enroll at their own expense. If you are on Fellowship – you will need to check with your department about whether you qualify. Some MSU Fellowships come with health and dental benefits and some don’t.
How do I enroll? Go to www.mysmilecoverage.com/MSUGA.
What is covered under the Delta Dental Plan?
No charge services
- Oral exams (2 per calendar year)
- Routine extractions (non surgical)
- Emergency exams (as required)
- Specialty Consultations(as required)
Covered at 80%, a $25 deductible applies to these services
- Root canals
How much does the plan cost? If you are a TA covered under the GEU/MSU contract, your cost is $212.70 a year. Delta Dental will bill MSU for the other half.
When do I have to pay my portion? Payment needs to be made at the time of enrollment. You can pay Delta Dental by e-check or credit card.
Is there a payment plan? What about payroll deduction? No.
Where can I get more information? Call Delta Dental at 800-971-4108. Make sure to tell the operator that you are calling about the MSU GA plan.
Who do I contact if I have a question about my claim? Call Delta Dental at 800-524-0149.
How can I find a Delta Dental PPO dentist in my area? Go to the dentist search page of Delta’s website. Make sure you select Delta PPO (the middle choice) and plug in your zip code. A list of participating dentists as well as their contact information will appear in a list.
Click here for a PDF brochure with rates and coverage information, Delta Dental 2015-2016 GA Brochure