Health Care Reform

As a result of Healthcare Reform the following improvements have been made to our plan starting August 2012

  • An unlimited lifetime maximum (previously $250,000 lifetime maximum);
  • Preventative services covered at 100% with no co-pays with Preferred Providers;
  • Prescription policy year limits increase to the policy year maximum of $250,000 (previously $25,000)
  • Contraceptive drugs/devices covered at 100% with no co-pays (note that co-pays will apply for brand name drugs when a generic equivalent is available);
  • Outpatient substance abuse (previously $3,969/year), well-baby care (previously $500/year) and dental injuries (previously $500/year)┬ácovered up to the policy year maximum of $250,000;
  • Inpatient mental health (previously $3,000/year) now covers up the policy year maximum of $250,000.

Leave a Reply